Vermont had the lowest foreclosure activity in the nation in November, with 10 foreclosures at a rate of only 1 for every 31,262 units. North Dakota was a very distant second with 49 foreclosures for a rate of 1 in 6,395. New Hampshire had 561 foreclosures for a rate of 1 in 1,064.RealtyTrac (www.realtytrac.com(link is external)), the leading online marketplace for foreclosure properties, has released its US Foreclosure Market Report for November 2010, which shows foreclosure filings ‘ default notices, scheduled auctions and bank repossessions ‘ were reported on 262,339 US properties in November, a 21 percent decrease from the previous month and a 14 percent decrease from November 2009. One in every 492 U.S. housing units received a foreclosure filing during the month.‘Foreclosure activity decreased dramatically in November, with fewer than 300,000 properties receiving a foreclosure notice for the first time since February 2009,’ said James J. Saccacio, chief executive officer at RealtyTrac. ‘While part of the decrease can be attributed to a seasonal drop of 7 to 10 percent that typically occurs in November, fallout from the foreclosure robo-signing controversy forced lenders and servicers to hit the pause button on many foreclosures while they scrambled to revamp their internal procedures and revise or resubmit questionable paperwork.’Both the 21 percent month-over-month decrease and 14 percent year-over-year decrease in foreclosure activity were the highest drops recorded since RealtyTrac began publishing the US Foreclosure Report in January 2005.Foreclosure Activity by TypeA total of 78,955 U.S. properties received default notices (NOD, LIS) in November, a 21 percent decrease from the previous month and a 31 percent decrease from November 2009 ‘ the 10th straight annual decrease in default notices. November’s default notices total was the lowest since July 2007.Default notices in states that practice judicial foreclosures (called Lis Pendens filings) decreased 31 percent from the previous month and were down 43 percent from November 2009. Meanwhile non-judicial default notices (NOD) decreased 9 percent from the previous month and were down 12 percent from November 2009.Foreclosure auctions (NTS, NFS) were scheduled for the first time on a total of 115,956 U.S. properties in November, a 16 percent decrease from the previous month and unchanged from November 2009. Scheduled judicial foreclosure auctions (NFS) decreased 34 percent from the previous month and were down 12 percent from November 2009, while scheduled non-judicial foreclosure auctions (NTS) decreased 7 percent from the previous month but increased 5 percent from November 2009.Lenders foreclosed on 67,428 U.S. properties in November, down 28 percent from the previous month and down 12 percent from November 2009. Bank repossessions (REOs) decreased month-over-month in 37 states and the District of Columbia. November’s REO total was the lowest since May 2009, but November’s numbers pushed the year-to-date 2010 REO total to more than 980,000 ‘ already above the record year-end total for 2009.Nevada, Utah, California post top state foreclosure ratesDespite a 20 percent monthly decrease in foreclosure activity, Nevada posted the nation’s highest state foreclosure rate for the 47th straight month. One in every 99 Nevada housing units received a foreclosure filing in November ‘ nearly five times the national average.Thanks in part to sharp monthly drops in foreclosure activity in Arizona, Florida, California and Michigan, Utah’s foreclosure rate leapfrogged to second highest among the states in November after being sixth highest the previous month. One in every 221 Utah housing units received a foreclosure notice during the month ‘ more than twice the national average.With one in every 233 housing units receiving a foreclosure filing in November, California posted the nation’s third highest foreclosure rate despite a nearly 14 percent decrease in foreclosure activity from the previous month and a 22 percent decrease in foreclosure activity from November 2009.Other states with foreclosure rates ranking among the top 10 in November were Arizona, Florida, Georgia, Michigan, Idaho, Illinois and Colorado.10 states account for more than 70 percent of national totalCalifornia alone accounted for 22 percent of the national total in November, with 57,378 properties receiving a foreclosure filing during the month ‘ the nation’s highest state total. Default notices in California, which is primarily a non-judicial foreclosure state, decreased 11 percent from the previous month, while scheduled auctions decreased 2 percent and bank repossessions decreased 40 percent.With 32,938 properties receiving a foreclosure filing in November, Florida posted the second highest state total despite a 42 percent drop in foreclosure activity from the previous month. Default notices in Florida, which is a judicial foreclosure state, decreased 52 percent from the previous month, while scheduled auctions decreased 46 percent and bank repossessions decreased 20 percent.With 15,311 properties receiving a foreclosure filing in November, Michigan posted the third highest state total despite a 21 percent drop in foreclosure activity from the previous month. Default notices in Michigan, which is primarily a non-judicial foreclosure state, decreased 4 percent from the previous month, while scheduled auctions decreased 20 percent and REOs decreased 35 percent.Georgia posted the fourth highest state total, with 14,423 properties receiving a foreclosure filing, and Texas posted the fifth highest state total, with 13,369 properties receiving a foreclosure filing. Both states ‘ which are primarily non-judicial foreclosure states with short foreclosure processes that do not require a public default notice separate from the published foreclosure auction notice ‘ documented double-digit percentage increases in scheduled auctions from the previous month but also documented double-digit percentage decreases in bank repossessions from the previous month.Other states with foreclosure activity totals among the nation’s 10 highest in November were Illinois (12,941), Nevada (11,371), Ohio (10,458), Arizona (10,384) and Pennsylvania (5,672).Top 10 metro foreclosure rates in Nevada, California and FloridaWith one in every 86 housing units receiving a foreclosure filing in November, the Las Vegas-Paradise, Nev., metro area maintained the nation’s highest foreclosure rate among metropolitan areas with a population of 200,000 or more. Las Vegas foreclosure activity decreased 19 percent from the previous month but was up 21 percent from November 2009.Reno-Sparks, Nev., also posted a foreclosure rate in the top 10, at No. 8 with one in every 150 housing units receiving a foreclosure filing in November.Seven California cities posted foreclosure rates that ranked in the top 10: Stockton at No. 2 with one in every 130 housing units receiving a foreclosure filing; Bakersfield at No. 3 (one in 133 housing units); Modesto at No. 4 (one in 135 housing units); Vallejo-Fairfield at No. 5 (one in 144 housing units); Merced at No. 6 (one in 147 housing units); Riverside-San Bernardino-Ontario at No. 7 (one in 148 housing units); and Sacramento-Arden-Arcade-Roseville at No. 9 (one in 163 housing units).Big monthly drops in foreclosure activity in many Florida metro areas resulted in only one metro area in the state with a foreclosure rate ranking among the top 10: Port St. Lucie at No. 10 with one in every 173 housing units receiving a foreclosure filing in November.Report methodologyThe RealtyTrac U.S. Foreclosure Market Report provides a count of the total number of properties with at least one foreclosure filing entered into the RealtyTrac database during the month ‘ broken out by type of filing. Some foreclosure filings entered into the database during the month may have been recorded in previous months. Data is collected from more than 2,200 counties nationwide, and those counties account for more than 90 percent of the U.S. population. RealtyTrac’s report incorporates documents filed in all three phases of foreclosure: Default ‘ Notice of Default (NOD) and Lis Pendens (LIS); Auction ‘ Notice of Trustee Sale and Notice of Foreclosure Sale (NTS and NFS); and Real Estate Owned, or REO properties (that have been foreclosed on and repurchased by a bank). The report does not count a property again if it receives the same type of foreclosure filing multiple times within the estimated foreclosure timeframe for the state where the property is located. Source: IRVINE, Calif. ‘ Dec. 16, 2010 ‘ RealtyTrac® (www.realtytrac.com(link is external)
Tweet 33 Views no discussions Share Share A member of Youth On A Mission For God doing a pedicure for a resident of the House of Hope Young people involved in ministry have embarked on a mission of spreading love, joy and peace to others, especially those who are disabled or otherwise less fortunate.Youth on a Mission for God (YMG) has been described as “a group of young persons whose goal is to seek solutions to the difficulties that we face in our community” by Beverly Leblanc the public relations officer of that organization.YMG recently embarked on a number of outreach projects, engaging their members in positive activities such as beach clean ups, poster competition for a preschool and wall painting in the village of Loubiere.On March 31sst, 2012 the group visited the House of Hope in Delices which is a residential home for persons with disabilities where the members read stories, played with and gave pedicures to the residents.According to Mrs. Leblanc that visit to the House of Hope is their missionary 2nd trip, the first was to Shernel Prince of Wesley a teenager who died two weeks ago after undergoing treatment in Trinidad.“We want to develop in the heart of our young people a heart of a servant, we want them to be servants in the kingdom of God and so we brought them there [House of Hope] and it was really a blessing to see the way they combed their hair, they fed them, played with them, just the interaction. It was really nice to see these young children just interact with the persons with disability,” Leblanc said.[youtube]http://www.youtube.com/watch?v=QTg1m-0rhro[/youtube]She also explained that even the caregivers were able to relax as the young people attended to the residents.“We did pedicures for them and it was kind of difficult because some of them did not want to put their feet in the water but it was still a blessing. We gave them a hamper and some clothing items so they can use and if they want they can also share with other persons in the community”.Another initiative of YMG is a program called bridging the gap where they visit different districts and sing hymns with a view to getting “young people to appreciate the hymns”.Thus far, they have held one in the north, south and will be visiting the South-East district on April 27th, 2012 which includes churches in La Plaine, Good Hope, Grand Fond and Delices.“We invite the churches to come together and sing whatever songs they wish but it has to be hymns. It is open so they can sing on whatever beat/rhythm. We will also have a panel discussion and at that discussion we will have elders and we will interview them so that they can talk to us about how it used to be before as Christians and the struggles just to encourage the young people now to continue to serve God”.The group plans to visit the Infirmary and CHANCES as part of their outreach programs later down in the year.Dominica Vibes News Sharing is caring! LocalNews YMG brings joy to House of Hope residents in Delices by: – April 17, 2012 Share
It began at 152 pounds with Dom Ianno pinning Ryan Hemund midway through the second period and continued with Chris Ianno (160 pounds) holding off Connor Kral 7-2.Three of the next four bouts were forfeits to Jeremy Valerio (170 pounds), Hamier Williams-Borges (195 pounds) and Jake Ronan (220 pounds), but Naz Kelly wrestled at 182 pounds and beat Fred Pickard 11-5.After J.J. Guindy, at 285 pounds, pinned Korban Haney early in the third period, B’ville won the next three bouts, though Rocco Degiormo wrestled well at 113 pounds in a 14-9 loss to Aidan Cali. Though it had to hold most of its competitions away from home this winter, the Liverpool wrestling team turned this into an opportunity to demonstrate that it could succeed anywhere.The Warriors clinched the Salt City Athletic Conference Metro division regular-season title last Monday night when it traveled to Baldwinsville and dominated the Bees, prevailing by a score of 59-15.What made this win so unique for the Warriors was that it won the first seven bouts on the card, and then swept the last five. Once Jeremy Ianno, at 120 pounds, used an overtime takedown to beat Mason Clark 8-6, the Warriors didn’t lose again, Jacob Ianno following up at 126 pounds with a 9-1 win over Max Naples.Jeremiah Paulson (132 pounds) got a third-period pin over Brandon Levin and Jonah Gellar, at 138 pounds, handled Jaden Prince 13-3 as Paul Marquis (145 pounds) claimed a forfeit.With that league title secure, Liverpool had a unique meet against New Hartford 24 hours later, with Zogg Middle School serving as the venue for the Warriors’ lone “home” meet of the winter.This served as Senior Night to honor the current Liverpool wrestlers and a chance to welcome back alumni, too, and the Warriors celebrated by defeating the Spartans 69-15 with pins earned by Isaiah Cordova (145) along with Jacob Ianno, Dom Ianno and Chris Ianno.At Cazenovia on Thursday, it was more of the same, the Warriors handling the Lakers 61-12. Pins were earned by Degiormo, Cordova, Jeremy Ianno and Dom Ianno.There were some close bouts, too, whether it was Williams-Borges topping John Frega 4-1 or Guindy claiming a 2-0 decision over Carter Polhamus. Gellar beat Lucca Ferreira 9-2 and Chris Ianno handled Alex Rodriguez 13-3.Cicero-North Syracuse had its own meet against Baldwinsville last Wednesday night, and by claiming the first seven bouts on the card, the Northstars built an insurmountable advantage and earned a 54-27 win over the Bees.Dan Sweeney got it going at 113 with an 8-4 win over Clark, followed at 120 by Harrison Portorsnok fighting into overtime to edge Naples 2-0.In between forfeits to Dominick Racht (126) and John Sherbourne (145), Gaetano Julian (132) and Vincent Ciciarelli (138) both earned pins – Julian over Prince, Ciciarelli over Levin.Adam Brown’s pin of Ryan Hemund at 152 completed the run, and though Dylan Firenze (160) lost 7-3 to Connor Kral, Adam Rush (220) pinned Jacob Mitts, with forfeits going to Zach Overton (170) and Kamdin Bembry (195).And it all leads C-NS and Liverpool to this Saturday’s Section III Class AA championships, held at Auburn, which get underway at 10 a.m.Share this:FacebookTwitterLinkedInRedditComment on this Story Tags: C-NSliverpoolwrestling
“At times the world may seem an unfriendly and sinister place, but believe that there is much more good in it than bad,” Violet narrates. “All you have to do is look hard enough. And what might seem to be a series of unfortunate events may in fact be the first steps of a journey.” Since my last article for this column was published, not once did I imagine that I would write this latest piece at the desk in my childhood home drinking a homemade iced matcha latte. But after Billie Eilish announced she’s postponing her tour and the NBA suspended its 2020 season, here we are right? All that’s happened these past few weeks just goes to show how fast circumstances can change. And despite how scary that might be, it’s OK. We will tackle whatever comes our way, just like the Baudelaire children did in “A Series of Unfortunate Events.” Lemony Snicket’s 13 novels follow the tragic tales of the three orphaned Baudelaire children Violet, Klaus and Sunny. Though they aren’t challenged by the onset of a deadly virus, they instead must grapple with their parents’ sudden death. After their parents die in a fire that destroys the family’s home, the siblings discover a letter addressed to them by their mother and father among the debris. (Kevin Yin | Daily Trojan) As evident by the emails rolling in from the Office of the Provost, USC Housing, professors and club presidents, the second semester of my first year here at USC has taken a 180 degree turn. From moving out most of my belongings from my dorm room to canceling my flight to New York (goodbye Spring Break 2020), my anxiety has slowly begun to swallow me whole. What seemed distant and unconcerning to me and my fellow Trojans became a prevailing obstacle to the whole country. Named a pandemic by the World Health Organization, the coronavirus has become an international crisis affecting millions. Yet with this tragedy, I urge you all to keep your spirits up. From having to escape the cruelty of Count Olaf, to witnessing their Aunt Josephine fall out of a large window and to encountering another tragic fire, the three Baudelaire children face the unimaginable at the turn of every page in the series. Having their fair share of near-death experiences, these children are the very definition of perseverance. In stark contrast, we have it much easier. All we need to do is practice social distancing and stay at home during this quarantine. If the past two weeks haven’t been a series of unfortunate events, then I really don’t know what is. If the Baudelaire children could push through and survive the worst of circumstances, I believe that we are all capable of navigating through these trying times. So trust me when I say that we are all going to get through this rough, trying experience. We will take it one day at a time. Fortunately, I promise you that together, we will endure this series of unfortunate events. This is not the end of the world. In the meantime, take advantage of the isolation and give yourself the much needed time for introspection. The extra time that we seem to have on our hands is a blessing in disguise. It gives us the opportunity to grow in our relationships with not only others, but ourselves. It reminds us that after every difficulty, there will be peace and comfort. It teaches us to be patient. Her parents’ emphasis on seeing the best in the worst speaks greatly on the current global situation. As governments, doctors and organizations fight against the coronavirus, we must not forget that through this adversity we will emerge whole and tenacious. Similar to the way the outbreak of the virus has altered people’s lives in the span of days, the death of the Baudelaire children’s parents changed their lives forever. At the ages of just 14, 12 and possibly 1 (although undetermined), Violet, Klaus and Sunny are forced to navigate the ups and downs of the real world. The uncertainty of a promising future adds to their strenuous battle as they get passed around from relative to relative in each sequential book. Before delving into their story, I want to iterate that in no way do I intend to belittle the current situation and the threat the coronavirus poses to society. I extend my personal sorrows and love to those suffering in any way because of it. With China in the process of healing, Italy deep in the trenches attempting to decrease the death toll and the United States in the midst of policy uncertainty, countries around the world are uniting in the hope of alleviating the global health crisis. Aisha Patel is a freshman writing about fiction in parallel to current events. Her column, “Fiction but Fact,” runs every other Wednesday.
Osaka, who led Madison Keys 5-1 in the final set in round three of last year’s US Open before losing, said: “It means a lot, especially since last time I was here.“This court has not given me fond memories but hopefully this overtakes that.“When it was 4-1 today I was thinking, ‘I really hope I don’t do what I did last year’ and that let me focus a lot.”Two-time Grand Slam champion Kerber struggled badly with her second serve, winning only 37% of points behind it.Osaka hit 22 winners to Kerber’s nine, while the German also made 23 unforced errors in an erratic display.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Defending champion Angelique Kerber was yesterday knocked out in round one of the US Open by Japanese teenager Naomi Osaka.The German sixth seed was overpowered by the 19-year-old world number 45, who won 6-3 6-1 under the roof on Arthur Ashe Stadium at Flushing Meadows.It continues a disappointing year for 29-year-old Kerber, who has not won a title since her victory in New York 12 months ago. She was also beaten in the first round of the French Open.