Ever since the CARES Act passed and credit unions learned their members would be receiving economic impact payments (EIPs), the NAFCU Compliance Team has been getting questions about handling these incoming ACH files and checks. One common question that has come up is whether deceased individuals are eligible for EIPs and what a credit union should do if it receives an EIPs payable to a deceased member. Yesterday afternoon, the IRS provided clarity on this issue.In the updated EIP FAQs, the IRS explains in question 10 deceased individuals do not qualify for EIPs. The IRS did not provide a bright-line rule regarding the date of death of the individual and instead is relying on the date of payment. If the individual “died before receipt of the payment,” they are not eligible. The IRS further notes EIPs paid to deceased individuals “should be returned to the IRS by following the instructions about repayments.”The repayment instructions are outlined in question 41. The instructions explain how an individual should return an EIP to the IRS based on where they live. For uncashed checks, the payee should void the check and return it to the IRS. For cashed checks and ACH transactions, the payee should mail a personal check to the IRS.So, what does this guidance mean for your credit union? The IRS guidance does not place any requirements or obligations on credit unions regarding EIPs paid to deceased individuals. Instead, the guidance is addressed to the individual who received the EIP. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
WINDSOR (WBNG) — Local middle school students spread holiday cheer Friday morning by helping prepare for a Southern Tier tradition. Windsor students have been helping with the dinner since 2010. They were asked to help decorate trees and portion food. “It feels good because it makes me feel like I’m making a difference,” said Madisyn Decker, a student. “I’m doing something for other people.” 7th grade students from Windsor Middle School teamed up with volunteers to help prepare for the 30th Annual Bandera Family Christmas Dinner.
Even though the show was virtual, Marshman says she still had a great time. Lily Marshman and her one-year-old calf, Rowan, are competing in virtual livestock shows. Last weekend in Norwich, Rowan was crowned the Reserve Junior Champion. OXFORD (WBNG) — After the cancellation of the New York State Fair, one exhibitor is still showing off her prized show calf bred at her family’s farm, Tiger Lily Holsteins Farm. Lily and Rowan will be competing in their next show in two weeks at the Washington County Fairgrounds. “It was a lot of fun,” Marshman said. “Even getting to lead her around in the grass.”
Representatives of the main European cruise ports have begun to work on finding ways to help shape the cruise industry of the future. On October 18, 2019, the working group’s first meeting called “Cruise 2030:Call for Action” was held in Venice.The meeting was held on the premises of the North Adriatic Sea Port Authority whose president, Pino Musolino, had invited his colleagues last July to assess the situation and start working together on a program to contribute to innovate the sector.#Cruise2030: a call for action to work on a set of solutions to mitigate and reduce the effects that cruise industry has on historical #portcities. All the involved ports are bringing their contributions to define a set of goals and actions @SDGoals @aivp_net @ESPOSecretariat pic.twitter.com/QCzn7FdMs2— Port of Venice (@PortOfVenice) October 18, 2019It was attended by representatives of seven of the main cruise destinations in Europe, namely Amsterdam, Palma de Mallorca, Bergen, Cannes, Dubrovnik, Malaga, Marseille Fos.As explained, the main goal of the initiative is to delineate a common platform of customized strategies to support the development of the cruise industry in a sustainable manner, with the aim of matching more the needs of the industry with the demands of the cities and territories.The participants have all agreed upon the importance of the economic and occupational aspects of the cruise industry but, at the same time, they have found fundamental the need to intervene in a coordinated way to reduce or eliminate the impacts and burdens related to the cruise industry, rethinking together with the operators the business model so far adopted.What is more, the participants have agreed to work towards the drafting of a common action plan that would be adopted as a working document.The next meeting will take place in Palma de Mallorca in January 2020.The initiative to develop a new form of sustainable cruising came following an incident involving a cruise ship in Venice. In June, MSC Opera cruise vessel crashed into a dock in Venice, hitting a tourist boat. After the incident, a plan was proposed by the Italian government to ban cruise vessels in this historic city.
Manchester City defender Micah Richards has no doubt Joe Hart remains England’s best goalkeeper, and one of the finest in the world. The 26-year-old was not at fault for either of the goals conceded – he had no chance of saving the first – and he made two particularly good saves as City laboured in the second half. Richards said: “In my opinion, he’s one of the best in the world. “Obviously as a player you always go through difficult times but the best always rise to the top and he is top three in the world and definitely the best in England, that’s for sure. “I think he’s mature enough, he’s bright enough to get over this sort of hurdle. “Everyone goes through a difficult spell in their career. He has gone through it and he’s one of the best so he will get over it and I thought he did very well.” Hart’s performance followed on from a good showing for England last week but it remains to be seen whether he retains his place for Sunday’s Barclays Premier League clash against Swansea. Costel Pantilimon has been given a chance by City boss Manuel Pellegrini in Hart’s place and the Romanian has so far done little wrong. Pellegrini was non-committal when asked after the game who would play at the weekend. Richards said: “Pantilimon has come in and done really well, so it’s a hard topic for me to really comment on. “All I can really say is both are quality players and I’m just glad Joe Hart is back to his best now and it’s up to the manager to decide who he picks.” Richards does feel that Hart, 26, having been long established as number one for City and England, is judged by tougher standards than his contemporaries. He said: “Every keeper makes mistakes but when you are England’s number one it is a lot harder than normal. “The people who he is up against, (John) Ruddy and (Fraser) Forster, are top keepers but when you are playing for Manchester City and are England’s number one, it is added, extra pressure. “He can’t make the mistakes they can make and get away with them.” Hart’s efforts helped repel a spirited effort from Plzen in City’s final home match of the Group D programme. City, having already qualified for the last 16, were below par but might still have expected to win more comfortably against the Czech minnows. Sergio Aguero, from the penalty spot, and Samir Nasri both put City ahead but the Czech claimed equalisers through Tomas Horava and Stanislav Tecl. It was not until the last 12 minutes that City finally made sure of victory with goals from substitute Alvaro Negredo and Edin Dzeko. The goals scored, after Sunday’s 6-0 thrashing of Tottenham, took the tally to 22 in four home games but Pellegrini was critical of the defensive work. Richards, who came in at right-back as Pellegrini made seven changes, said: “In the first half we were pretty poor. After the Spurs game confidence was high and we probably thought we could come here and walk the game. That wasn’t to be. “It shows why they are champions. They can hurt you and they scored two goals, but in the end we had too much for them. “As a defender you are always disappointed when you concede a goal, and the manner we conceded them was disappointing. “The first one was a good strike but it is very disappointing conceding them the way we did.” The win kept City’s hopes of finishing top of their group alive, although they will need to win by at least 3-0 and their last game at Bayern Munich in a fortnight. Key midfielder Yaya Toure will also be suspended for the trip after being booked late in the game. Richards said: “Let’s not get too excited! “Munich are a fantastic team, but we will go there and we have got goals in us. We’ll be looking forward to that game.” Hart lost his place in the City side earlier this month after a series of error-hit displays over the previous year. After five games on the bench, manager Manuel Pellegrini restored him for Tuesday’s 4-2 Champions League win over Viktoria Plzen at the Etihad Stadium and he did not disappoint. Press Association
… Large turnout expected for finaleIN the sport of football the team with the most goals in a game is declared the winner and the customary match winners come from the attacking third.This is why many pundits are predicting a win for Police when they face the Mining Town’s Winners Connection in today’s final of the 2017 Edition of the Mayor’s Cup, at the Mackenzie Sports Club, Linden.Both teams are coming off of impressive victories with Police firing five past Soesdyke in their 5-1 triumph last Sunday at the MSC ground while Winners Connection managed to beat counterparts Milerock by a 3-1 margin in their encounter to set up a highly anticipated clash with the Lawmen for the top prize.The pundits believe that even though the game is being played in Winners Connection’s backyard and with the expected large turnout of support from the community combined with the age-old rivalry that exists when teams visit from Georgetown, the sheer explosive front line of Police may prove too powerful for the hosts to handle.Added to that, they are brimming with confidence following a string of victories or at minimum last-four appearances in nearly all the competitions they’ve played. The Lawmen have to be rated as the most in-form team in the country.The return of Dwain Jacobs from national duty has added even more potency to an already star-studded lineup, while talismanic striker Quincy Holder, who netted a beauty in their previous encounter, has shown how difficult it is to contain him.He will be supported by players the calibre of Philbert Moffat, Sharma Fraser, Steffon Ramsay and Rawle Haynes, all proven goalscorers with loads of experience.It could be a long difficult night for the Connection backstoppers, who will have to play way beyond their current potential to stop the rampaging Police strikeforce.On the other hand, Keon Sears, who netted a brace in their semi-final clash, will be the leader of the pack in search of goals, while the wily veteran Rawle ‘Boney’ Gittens is expected to pull the strings from midfield.Gittens is also known to make some surprising attacks upfront so it would be interesting to see what will be the strategy employed by the team’s coaching staff.Then there is the nippy Derrol Dainty, whose deceptive skills and poaching ability are underrated, but extremely important and he too could have a say in how the game finishes.Marmalique Davidson, who was kept off the score-sheet might be eager to steal the spotlight from Gittens and Sears so Police will have to ensure that whoever is assigned to him is equally competent to keep him quiet.It appears the defences of both teams are in for a torrid time and which one cracks first could decide the outcome of this year’s competition.The playoff for third place also has great significance because of how the teams from the Mining Town think.They do not allow visiting teams to dominate them in their hometown so immediately you see why the Milerock versus Soesdyke matchup is an exciting precursor for the main course.Milerock would want to give the home fans a positive start, while Soesdyke most likely would like to bolster the belief of Police with a victory over the hosts.Over $1M in total prize money is up for grabs with the winning team set to receive $500 000 and the Ministry of Citizenship trophy, while the runners-up take home $250 000 and the Busta trophy.The third- and fourth-place finishers will walk away with $150 000 and $100 000 along with trophies donated by John Fernandes Ltd and Cummings Electrical respectively.
Sam Saunders and Toumani Diagagoru featured for Brentford’s development side in a match against Tottenham on Tuesday afternoon.Winger Saunders has been out for three weeks with a knee problem, while midfielder Diagagoru has not featured this term after suffering a knee injury during pre-season.Striker David Clarkson, recently signed on loan from Bristol City, also played against a Spurs team that included William Gallas and former Bees loanee John Bostock.AdChoices广告Saunders played the first half and Clarkson an hour, while Diagagoru lasted the entire 90 minutes.Brentford won the game 2-1 with goals from Harry Forrester and Mike Grella.
Heather Hall, Thornton School of Music production manager, always dreamed of dancing in Disneyland parades, so while studying dance at UC Irvine, she decided to audition.She was cast as a dancer in the Electrical Parade, and soon learned it was much harder than it looked.Spotlight · Heather Hall, production manager at the Thorton School of Music and an employee at Disney, helps hire and train student staff members at USC. – Rachel Bracker | Daily Trojan“My first performance, I was so overwhelmed with excitement and joy,” Hall said. “But at the same time, I didn’t realize how hard it was going to be because the parade route is a lot longer than you think and it’s also really tiring. I was so excited, but I was dying at the same time.”Hall had been a performer for most of her life before dancing at Disneyland. She said her parents enrolled her in her first dance class when she was four because she started to dance whenever she heard music. She also spent several years playing piano and clarinet.“I started getting too busy, so I had to choose,” she said. “Do I want to focus more on dance, or do I want to do music? I chose dance, but I was still doing a lot of singing and choir, so music has always been a big part of my life.”Hall left her San Diego home to study dance at UC Irvine. She spent her last two years in college dancing at Disneyland, but wanted a change when she graduated.“When I graduated college, I think that’s when I realized I really enjoyed dancing, and it’s always something that will be a part of my life in some way, but I’m ready to be behind the scenes,” Hall said.She continued working for Disney, but transitioned to behind-the-scenes production as a stage manager and administrator, working for the Guest Talent Program department, where she worked with community groups who came to the Disneyland park to perform.“I’ve always been really intrigued with events and I had at one point thought that maybe I’d be an event planner,” Hall said. “I thought this would be a really good opportunity because it combined my arts background with dance as well as the event production. I didn’t really anticipate being there long, but I ended up having such a good time and learning so much.”Eight years later, she still works for Disney on weekends, but, for about two years, has spent the week days in Thornton’s MacDonald, Ramo and Newman recital halls as production manager. She heard about the job from Director of Operations and Concerts Michelle Maestas, a friend from Disney, and applied partly because her fiance, who she met at UC Irvine, was working on his masters at USC.“I was looking for a larger role than what I was doing at Disney,” Hall said. “Our department was so small that there wasn’t really a lot of opportunities to move around.”Hall is now responsible for hiring and training student staff members, updating operating guidelines and managing Thornton productions from small student recitals to large events like the recent Piatigorsky International Cello Festival.“There are a lot of events here and working with the students is awesome because I love training and sharing the knowledge that I have with other people,” Hall said. “My drawing point was definitely working with these kids and giving them advice before they graduate.”Hall said she has been able to share lessons she learned from her experience with Disney with student workers to make events run as smoothly as possible.“The ultimate thing I learned [at Disney] is to make the guest experience the best it can be,” Hall said. “What I try to instill in the students that work for me is that we’re going to make this the best and we want them to be happy, so we need to give them the best service we can. It’s not always going to be perfect, but that’s what we’re always going to strive for, so we’re going to do our very best.”Hall said spring is the busiest season for Thornton performances, with numerous recitals and other large events. Though summer provides a break from the many performances, Hall is not entirely taking a break from events. She is currently planning her wedding, set for August.
Leinster and Munster forwards Jack Conan and Dave Kilcoyne have been called up, while Andrew Conway is the only uncapped player in the squad.Ireland take on Wales in the Principality Stadium for a rare Friday night fixture tomorrow week, before welcoming England to the Aviva on Saturday March 18th.Italy head coach Conor O’Shea says, based on Ireland’s performances so far, they’re going to be tough to beat. Jared Payne and Joey Carberry also feature in the 36-man panel.Payne made his return to action for Ulster last weekend after missing nearly four months due to a kidney injury he suffered while playing against Australia in the November Internationals.That game was also Carberry’s last appearance for Ireland, and he’s one of three out-halfs included alongside Jonathan Sexton and Paddy Jackson.
Busy Blueclaw bags series of betting account wins August 12, 2019 StumbleUpon UKGC shows no uplift in illegal gambling complaints May 19, 2020 Related Articles Share Submit UKGC warns of white label conduct following FSB failings May 6, 2020 The UK Gambling Commission (UKGC) has fined independent bookmaker Mark Jarvis £94,000 for failing to interact with a customer that displayed problem-gambling traits.Reporting over a period of 19-months, the UKGC details that Leicester highstreet bookmaker Mark Jarvis failed to follow adequate social responsibility procedures, relating to a customer who spent £34,000 on its B2 gaming machines.In its report, the UKGC further details that £11,250 of the funds had been stolen from the customer’s employer.Further to the penalty, the UKGC has demanded that Mark Jarvis overhaul its betting shop responsibility procedures, as its staff had failed to follow ‘customer interaction codes’, which would have alerted them the early signs of problem gambling.Richard Watson, Gambling Commission Executive Director, said: “This case is a clear example of why gambling operators must have and implement effective social responsibility policies and procedures. All operators, regardless of size, need to ensure they really know their customers”. Share