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CreditForecastcom Reveals Positive Predictions

first_img Consumer credit directly impacts the lending environment, and a recent report reveals that American borrowers are on the rebound. [IMAGE]The consumer survey from “”CreditForecast.com””:www.creditforecast.com/, a joint effort between “”Equifax””:www.equifax.com/ and “”Moody’s Analytics””:www.moodyskmv.com/, predicts the continuation of steady economic growth among all major sectors during the year ahead.Numbers from the mortgage lending portion of the study showed that outstanding balances on home mortgages have declined by $1 trillion since 2008. Additionally, the data demonstrated that a continued drop is likely. [COLUMN_BREAK]In less favorable news, however, originations are not improving as significantly as hoped as a result of the all-time low mortgage rates. While refinance shares are on the uptick, tighter lending guidelines are keeping new loan volume low, and CreditForecast.com notes that around 80 percent of all new mortgage originations are being made in the prime risks segment.General consumer lending totals are headed down, and the report displayed increasing reductions in overall debt. Consumer balances decreased by $187.8 billion off of 2009 numbers. The survey noted that credit “”more appropriately matches consumer wealth and income levels today,”” and the results also indicated a 41 percent rise in credit card inquiries since recession lows. According to CreditForecast.com, new bank credit card accounts hit 10 million during 2011, which marks the first time the benchmark has been reached since 2008.Commenting on the findings, Equifax’s chief economist, Amy Crews Cutts, said, “”After spending recent years in the financial doldrums, U.S. consumers are poised to make a comeback in 2012. The most promise we have seen has primarily been within the consumer spending and auto financing sector, while the housing market continues to see incremental progress towards gaining traction in the coming months.”” CreditForecast.com Reveals Positive Predictions Share March 7, 2012 426 Views center_img Agents & Brokers Attorneys & Title Companies Investors Lenders & Servicers Moody’s Analytics Processing Service Providers 2012-03-07 Abby Gregory in Data, Government, Origination, Secondary Market, Servicing, Technologylast_img read more

Go back to the enewsletter Chatrium Hotels Resi

first_imgGo back to the e-newsletterChatrium Hotels & Residences is celebrating the Songkran Festival, 2016 at Maitria Hotel Sukhumvit 18 – A Chatrium Collection with “Khao Chae”, a cooling Thai summer treat.Thai cuisine is one of the most popular cuisines in the world. Most foreigners know Thailand because of Thai food. With the unique four fundamental tastes in each dish: sour, sweet, salty, and spicy, every meal of Thai food is truly impressive. As summer approaches, Thailand is starting to get unbearably hot. One of the best Thai foods to cool down the body temperature is “Khao Chae”. Eating Khao Chae, which is made of Rice with Jasmine and Scented Iced Water, is perfect and invigorating for every summer.Metta Eatery & Bar is proud to present Khao Chae meticulously made by our Thai Head Chef, Mr. Sarawut Im-Sup, who is best known for his great traditional Thai recipes with over 20 years of experience at numerous luxury hotels all over the world. Due to his excellent culinary skills, you can taste real Thai cuisine at Metta Eatery & Bar.Apart from Khao Chae, you can enjoy other special Thai fare this summer such as, Minced Pork and Peanuts (Ma Hor), Braised Pork Spare Ribs with Honey and Coriander (Sikrong Moo Ob Nam Phueng), Stir–fried Chicken with Lemongrass and Chili (Gai Ruan Takrai) from now until end of May, 2016.Relish a new Metro-loft atmosphere with a signature padauk long table and fashionable armchairs.  If you are looking for somewhere to hang-out or have a party in Bangkok, this place was created to sit back, relax, soak up the atmosphere and enjoy with friends and family as you share good times, whilst indulging in Metta Eatery & Bar’s unique ambience.Go back to the e-newsletterlast_img read more